I decided to tackle this one head on this morning. It's interesting because some of the other goals are caught up in this one from reducing clutter to cutting spending. So far I've cleared out my ridiculous files and shredded everything that could be tossed. Next I'm planning to evaluate some budgeting software and plugging in my information. I need a clear idea of how much money is coming in and going out each month so I can start working toward a goal-- travel?
Not only is savings a goal, but also knowing where the money goes matters. I keep thinking I waste a lot so I should focus on spending on what matters. That constant refrain. My question and comment. It's becoming my touchstone. If it doesn't matter, don't waste resources of time, energy, money, or emotion.
Back to work. I'm off to a good start and don't want to get too sidetracked. I'm not sure how to ward off my tendencies to procrastinate effectively.
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